The main difference between regular credit cards and catalogue credit cards is that you can only use the cards
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through the company that issued the card to you. Since that is the case, you want to go through a home shopping company that has a wide range of services and goods to purchase.
Some shopping catalogues with no credit check are very limited, and they won’t have everything that you need to buy.
You should also be careful to check the terms and conditions of each card you are considering applying for, as some will actually charge fees while others do not.
No credit catalogues: the smart way to shop?
You need to be very careful once you get these no credit check home shopping catalogues. Many people fall into the trap of thinking that they can buy just about anything they want without worrying about it. However, that will put you in an even worse position than you are currently in. The smart thing to do is use the shopping catalogues to prove that you can manage your finances and improve your credit score. That way, you will still be able to buy the things you actually need without sinking further and further into debt.
So it is possible to improve your credit score, no matter what kind of situation you are in. If you need credit, consider home shopping catalogues that have just about everything you need. Be very careful not to abuse your new credit limit though, and you will be able to finally get your finances under control.